Coming Soon to iOS & Google Play

Your Financial Plan,
Built by You. Built by You.

Build a financial plan that actually makes sense for your life — step by step, at your own pace. No jargon. No appointments. Just the guidance you need to make confident decisions. You learn. You decide. You own it.

My Goals
Active Goals
🏠
Home Down Payment
$18,400 of $60,000
🛡️
Emergency Fund
$9,200 of $15,000
✈️
Vacation Fund
$2,100 of $5,000
Home
Goals
Learn
Chat
SubbiWise
Good morning, AlexHere's your financial snapshot
Monthly Income
$6,450
Surplus
+$1,240
Cash Flow
Update Budget
Run Projections
Home
Goals
Learn
Chat
SW
SubbiWise AI
Your financial guide
Based on your profile, here's what I'd focus on first...
How much should I save?
I'd suggest $1,240/mo. Here's how to split it...
What about student loans?
Debt-free in 28 months at your current rate.

10K+
Plans Created
4.9
App Store Rating
$200+
Avg. Savings Found
100%
Private & Secure

Features
Everything You Need to Take Control

Powerful tools wrapped in a beautiful, guided experience that meets you exactly where you are.

Financial Dashboard

Your Complete Picture, at a Glance

See your income, expenses, surplus, and savings rate in one organized dashboard.

Live Cash Flow Tracking

Visualize where every dollar goes with interactive charts.

Spending Analytics

Understand patterns and find opportunities to save.

SubbiWise
Good morning, AlexYour financial snapshot
Income
$6,450
Expenses
$5,210
Surplus
+$1,240
Savings Rate
19.2%Target: 20%
Cash Flow
Home
Goals
Learn
Chat
AI Financial Guide

Ask Anything About Your Finances

Your AI guide provides personalized educational guidance — like a knowledgeable friend on call 24/7.

Context-Aware Guidance

Understands your income, goals, and debts for relevant answers.

Available Anytime

Get instant answers whether it's midnight or Sunday morning.

SW
SubbiWise AI
Online
Based on your profile, my top 3 suggestions:
1. Build emergency fund to $15K
2. Increase 401(k) to 10%
3. Pay extra $200/mo on loans
Why emergency fund first?
Without a safety net, unexpected expenses could derail your goals. You'll hit $15K in ~6 months.
Makes sense. Investing?
Once your fund is solid, we can explore options. Want a walkthrough?
Goal Planning

Set Goals. Track Progress. Stay Motivated.

Set your goals and watch your plan come together with interactive projections and milestone tracking.

Interactive Projections

Model scenarios and see the impact of your choices.

Progress Tracking

Visual progress bars and milestones keep you on track.

My Goals
Total Progress
$29,700
of $80,000
Active Goals
🏠
Home Down Payment
$18,400 of $60,000
🛡️
Emergency Fund
$9,200 of $15,000
✈️
Vacation Fund
$2,100 of $5,000
Home
Goals
Learn
Chat

How It Works
Three Steps to Financial Clarity

Answer simple prompts, explore interactive modules, and build a plan that reflects your goals.

01

Answer a Few Prompts

Walk through simple questions about your income, expenses, debts, and goals. No expertise needed.

02

Explore Your Plan

SubbiWise organizes your finances into a dashboard with interactive tools and personalized learning.

03

Stay on Track

Monitor progress, ask your AI guide questions, and adjust your plan as life changes.


Testimonials
People Love SubbiWise

Real users sharing their experience with guided financial planning.

★★★★★
"I finally feel like I have a handle on my finances. The step-by-step approach made it so easy to actually create a plan."
JM
Jessica M.
Marketing Manager
★★★★★
"The AI advisor is incredible. Like talking to a smart friend who understands my full financial picture."
DL
David L.
Software Engineer
★★★★★
"This is different. It doesn't just track spending — it helps me think through priorities and build a real plan."
SK
Sarah K.
Nurse Practitioner

Get Started

SubbiWise is coming soon to iOS and Google Play. No credit card. Your data stays on your device.

Welcome to SubbiWise

Your self-guided financial planning companion. Let's build your plan.

Get Started
Getting Started
Step 1 of 4
What's your monthly income?
After taxes — your take-home pay.
$ 6,450 /month
Monthly expenses?
Rent, bills, groceries — the essentials.
$ 5,210 /month
Continue
SubbiWise
Good morning, AlexHere's your financial snapshot
Income
$6,450
Expenses
$5,210
Surplus
+$1,240
Savings Rate
19.2%Target: 20%
Cash Flow
Home
Goals
Learn
Chat
SW
SubbiWise AI
Online
Hey Alex! I've reviewed your financial snapshot. Here's what stands out:
Your savings rate is 19.2% — just under your 20% target. You're close!
What should I focus on first?
1. Build emergency fund to $15K
2. Increase 401(k) to 10%
3. Tackle student loans faster
How long to hit $15K?
At your current $1,240/mo surplus — about 6 months. Want to see the full timeline?
My Goals
Total Progress
$29,700
of $80,000
Active Goals
🏠
Home Down Payment
$18,400 of $60,000
🛡️
Emergency Fund
$9,200 of $15,000
✈️
Vacation Fund
$2,100 of $5,000
Home
Goals
Learn
Chat